Top 5 cryptocurrency

Who does not want to get their money doubled or tripled or even more in a short period of time. In today’s world, the market capitalization of Bitcoin is more than the GDP of 80% of the countries on this planet. That’s the reason why investing in Bitcoins is the new trend but as we know, higher profits bring along higher risks.

Crypto currency is extremely volatile in nature which is why it can fetch huge returns rapidly; this also means that it can drop down in no time making one lose all their finances invested upon it. Moving forward, looking at the current scenarios one could play a safe game. Accordingly, there are few cryptos which standout on the top list which one can give a shot to invest upon. These crypto currencies are as follows: 


Bitcoin could take up to 1 hour to complete a transaction. To eradicate this delay in payment gateway, an alt coin was created that is named as ‘Ripple’ or ‘XRP’.

Ripple or XRP can confirm a transaction in a jaw-dropping time span of  up to 4 seconds! Ripple offers interoperability between different financial systems. This form of cross border payment platform supports the interventions of banks, though it contradicts the whole point of bitcoin which is to be independent of centralized financial institutions.

Ripple has collaborated with great banks like American Express and Bank Of America to use a platform to transfer currency world wide in a faster, cheaper and efficient way. This eventually led to the intent of creating it, which was to offer a considerably low fee with rapidly fast settlement of it’s transactions. 


Ethereum’ also known as ‘ETH’ or ‘Ether’ is an alt coin. Launched in 2015, it is based upon Ethereum platform’s blockchain technology. The makers of Ether had a major problem with the limitation of Bitcoin which affected it’s availability.

Hence to eradicate that issue Ethereum was created to guarantee an unlimited supply of coins. Ether is coded by a language called ‘Solidity’ which uses a smart contract to guarantee every transaction. Ethereum acts as a platform to provide decentralized applications/ programs. The network here runs by self-supporting individualistic computers, which are also referred to as ‘Nodes’. To maintain a sufficient & a stable outflow, every year 18 million new coins would be issued. Furthermore, the block creation time is as low as 25 seconds.


Litecoin or LTC is one of the top coins in the crypto market. It is a free to use open source project which was launched in 2011, it’s basic structure resembles to that of a Bitcoin with some minute yet important differences, which are:

  • Bitcoin’s supply was restricted to 21 million coins whereas Litecoin’s supply is 84 million coins.
  • The average block creation time of Bitcoin is 10 minutes while that of Litecoin is 2.5 minutes
  • More Decentralization and Non involvement of financial bodies, banks etc.
  • Low cost to mine ( low electricity consumption )


These coins are issued by Tether Limited. Tether coins are generally considered as one of the most stable coins when compared to other alternate coins. This is because the intention behind it’s invention was to create a non-fluctuating, easy to analyze and that can be invested upon long term with a feeling of a tangible asset. This is possible because the value of this digital currency or 1 Tether is equivalent to 1USD.

Now one might think if it’s value is equivalent to a dollar then how would one gain profits out of it. Profits are gained in the form of interest, which are gained by just withholding/ locking up tether coins on currency exchange platforms, similar to that of a savings account. One such famous platform is “Celsius”, which yields 10% of Annual Percentage Yield. This rate is undoubtedly higher than what any usual financial institutes return. 


Stellar is one digital currency who’s functionality is quite similar to that of XRP; which is a quick, dependable & non-expensive global transaction. Stellar lumens here attains its functionality by connecting a grid between financial institutes, common people and payment systems across the globe. Yet it distinct itself from XRP by it’s root purpose.

Stellar considers itself as the “Crypto of the people ” by issuing financial services to the common people across the globe. Meanwhile XRP depicts itself to be the “Banker’s Crypto”. The catch by Stellar is that it allows its users to transfer money from one person to another person from any point of the world to anywhere without even having a bank account. Primarily, it eradicates the hassle of transferring money conventionally which accompanies huge complications and hidden charges.

Experts assume that Stellar would grow easily around 600% in the upcoming years.


Now that we know about the 5 top crypto currencies, we can pick up the right choice for investment based upon our niche. Know about each cryptocurrency in detail here.

One should always remember the fact that crypto currency is highly volatile & volatile investments either fetch high returns or crash down in no time. Most of the bitcoins, digital currency is a bubble in it’s own which are formed by the cultural trends and historically observing, cultural trends tend to rise rapidly and reach its saturation rapidly.

From this breakeven point things tend to go worse for a long time, so it is extremely important to observe and analyze the growth cycle of the crypto we are investing in.

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